If you are exploring pregnancy care, you know that the experience is exciting. But, it can also be intimidating. Figuring out insurance can just add to the overwhelming nature of this time in your life.
You may be wondering “Will my insurance cover my OB visit?”
So, What’s The Deal? Will my Insurance Cover my OB Visit?
Simply, any provider on the list of providers from your health insurance should be covered. This refers to all routine prenatal, childbirth, and newborn care services, since these are considered essential services.
However, if your provider is not in your network, then they are not likely to pay for obstetrical costs. Also, you may not be covered if you are on your parents’ insurance policy. It is always a good idea to check with your particular insurance provider about specifics.
What About Special Circumstances?
There are cases where some things may not be covered by insurance. For example, you may have to pay out of pocket for genetic testing. If you have a high-risk pregnancy, you may also not have coverage for any tests, treatments, or hospital stays. Check with your insurance provider about your specific circumstances.
What About Breastfeeding?
Usually, health insurers cover any breastfeeding help you may need, as well as any equipment that you use. Most insurers cover things like breast pumps, though the specific types of pumps that are covered can vary and so can other rules. Often, your doctor will need to authorize these services, and the insurers will often follow your doctor’s recommendations.
Women’s HealthCare Specialists Has the Best Pregnancy Care Team in the Area!
During this exciting time in your life, you deserve the best provider! And the best providers are here at Women’s HealthCare Specialists. We are very experienced in obstetrics, and we prioritize looking at the whole person.
Contact us at 301-812-3400 to make an appointment with us today for outstanding care, from fertility help to prenatal and postnatal care, and beyond!
